How it works
Everyone gets paid. Holders first.
On Fiat, holding a coin pays you real money every minute, and the creator earns too, in the way they chose up front. No bonding curve, no graduation, no rug. Here is where every cent goes.
On a $100 trade, on any coin
The holders' share never changes. The creator's choice only divides the last 30 cents.
A coin launches with real money behind it from second one
One click creates 1,000,000,000 coins and puts almost all of them into a real Uniswap pool, priced in the currency the creator picked (US dollars or euros today). The pool is locked forever. Nobody, including us, can pull that liquidity out.
Every trade leaves a 1% tip in the jar
Buy or sell, 1% of the trade goes into a fee jar for that coin. That jar is the whole economy. The only question is who gets it.
Holders get most of the jar, every minute, without lifting a finger
60% of every fee goes to the people holding the coin, split by how much they hold, and it is sent to their wallet in real dollars (or euros) about once a minute. No claiming, no staking, no button. Hold the coin, watch USDC arrive.
The creator picks one of two ways to earn
At launch the creator chooses, and the choice can never be changed. Builder: no fee on trades, but 2% of the coin is set aside and unlocks only if the coin does well. Earner: 20% of every fee, paid alongside holders, forever. Either way, holders' 60% is untouched.
The rest buys back and burns $FIAT, and pays whoever brought you
10% of every fee goes to the person whose link you launched from. What is left goes to the treasury, which uses it to buy the platform coin, $FIAT, and burn it. Nothing sits in an owner's wallet.
Two ways to launch
Creators choose how they earn. Holders win either way.
Other launchpads make you pick a side: either the creator gets the fees or the holders do. Here the holders' 60% is fixed on every coin, and the creator decides what to do with the treasury's slice. The mode is shown on every coin page.
Builder
DefaultBet on your own coin
- Creator gets
- 0% of fees. 2% of supply, unlocked in two halves at day 7 and day 30, and only if the price is at least 3× launch and holds there for an hour.
- Holders get
- 60% of every fee, pushed every minute.
- Treasury gets
- 30% to buy and burn $FIAT.
- Who picks this
- For creators who believe the coin will run. If it 3×'s, 2% of supply is worth far more than a fee cut would have been.
Earner
OptionalGet paid on every trade
- Creator gets
- 20% of every fee, paid to your wallet with every harvest, for the life of the coin. No escrow.
- Holders get
- 60% of every fee, pushed every minute. Exactly the same.
- Treasury gets
- 10% to buy and burn $FIAT.
- Who picks this
- For creators who want steady income from volume. Traders can see the mode on the coin page and price it in.
Launch protection, in plain words
- For the first 3 seconds, bots that rush in pay a tax that starts at 99% and drops to zero. The tax is burned, not pocketed.
- For the first 60 seconds, no wallet can hold more than 2% of the coin. That includes the creator's own first buy.
- Nobody can create the pool early to rig the starting price. The launch checks and refuses.
What we cannot do to your coin
- Mint more, pause it, blacklist anyone, change its fees, or touch the liquidity. There is no button for any of that.
- Change a creator's mode after launch. It is written into the coin.
- Hold your payouts. They are pushed to you by an automated keeper; if it ever stops, a claim button on the coin page still works.
Referrals
Bring a launch, get paid on it forever.
Every wallet has a referral link. Share it anywhere. When someone opens Fiat through your link and launches a coin, your address is written into that coin as its referrer, permanently.
From then on, 10% of every trade fee that coin ever generates is sent to your wallet with every harvest, in the coin's currency. Not a one-time bounty: for as long as the coin trades, you are paid. Holders' 60% is separate, so referring never costs holders anything.
- Copy your link from the Portfolio page or any coin page.
- A friend, a community, or a creator opens it. The link is remembered for 30 days on their device.
- They launch a coin. You are the referrer on-chain; the coin page shows it.
- Every minute, when fees are harvested, 10% arrives in your wallet. The Leaderboard ranks top referrers.
Creators cannot refer themselves. Launches without a referrer send that 10% to the $FIAT buyback and burn instead.
Your referral link
Anyone who launches through your link sends you 10% of every fee that coin ever earns, paid in its quote currency.
Why Fiat
Fifty launchpads are coming to Arc. Here is what only this one does.
Almost every pad on Arc is the same product: a dollar bonding curve that pays the creator. Fiat pays the people who hold the coin, in real money, every minute, and lets creators choose how they earn.
60% of every trade fee lands in holders' wallets in real USDC (or EUR) about once a minute. No claim button, no staking, no opt-in coin type. On other pads holder rewards are a setting the creator may or may not turn on; here it is every coin, always.
Builder: no fee on trades, 2% of supply unlocks if the coin does well. Earner: 20% of every fee for life. Every other pad forces one model on everyone, usually paying creators most of the fee and holders nothing.
Launch in US dollars or euros today, with yen, real, peso and won stablecoins coming to Arc. Every other pad is USDC-only. Holders get paid in the currency of the meme.
Liquidity is locked in Uniswap from second one with no withdraw path. Bots in the first 3 seconds pay a burned tax and nobody, not even the creator, can grab more than 2% in the first minute. Contracts are verified and have survived an adversarial review.
| Fiat | Typical Arc launchpad | Pump.fun | |
|---|---|---|---|
| Who gets the trade fees | Holders 60%, every minute, pushed to wallets | Creator 50–90%; holders usually nothing | Creator, plus opt-in holder rewards per coin |
| Creator earnings | Their choice: 2% of supply on milestones, or 20% of fees | A cut of every trade, always | A cut of every trade |
| Quote currency | USD and EUR now, more fiat stablecoins next | USDC only | SOL |
| Liquidity | Real Uniswap pool from block one, locked forever | Bonding curve, then a migration | Bonding curve, then a migration |
| Launch protection | Burned snipe tax + 2% cap that applies to the creator too | Varies; creator usually exempt | None on the curve |
| Admin power over your coin | None. No mint, pause, blacklist or fee change | Varies, often undocumented | Platform-controlled |
| Contracts reviewed | Verified on Arcscan, adversarial review, regression-tested | Unaudited, anonymous | Audited |
"Typical Arc launchpad" summarises the published mechanics of the fifty pads we researched in September 2026. Details vary; the pattern does not.
Why this only works on Arc
Arc's gas is USDC and costs a fraction of a cent, so paying thousands of holders every minute is cheap. Arc also carries real euro, and soon yen, real, peso and won stablecoins, so a coin can be priced and pay out in the currency of its meme.